Most lenders require your total mortgage payment is less than 28% of your total monthly household income.

Your total debt payments including your mortgage, credit cards, vehicle loans, and student loans should be less than 36%

Common Finance Options

National Security Mortgage

Lissethe Grana Lee
8191 College Parkway, Ste 302
Fort Myers, FL 33919

(727) 303-1979
Email Lisseth 

  • Non doc loans
  • Banks statement programs
  • ITIN programs
  • Foreigner national programs.
Federal Housing Administration

FHA Loan Requirements

  • 500-579 FICO score requirement with 10% payment
  • 580+ FICO score requirement for borrowers with at least 3.5% pay
  • An evaluation must be done by an approved FHA appraiser.
  • Mortgage insurance (MIP) is required
  • Stable employment and be able to prove income with recent tax returns, W2, and check stubs
  • Two years of work in the same company.
  • No occupation co-borrowers allowed
  • At least 18 years old
  • Must occupy the house as the main residence
P Hoome Loans Corp

Yves Petithomme
1342 Colonial Blvd, Ste H60
Fort Myers, FL 33907

(239) 208-9402
Email Yves